3 Car Insurance Questions for College Students | Allstate Insurance


College is a big life change, which means
your car insurance needs may change, too. To help make sure your coverage fits your
situation, consider these three questions. If you’re leaving your car at your parents’
house — and they live at least 100 miles from your school — you may be eligible for
a discount on your car insurance policy because you won’t be driving as much. But, if you’re taking your car to school,
think about where it will be parked. If it’s most often parked outside, for example,
consider comprehensive coverage. It may help pay to replace your car if it’s
stolen or repair it if it’s damaged by things like hail or vandalism. Collision coverage may be a good idea if you’ll
be driving to and from class, for example. It may help pay to repair your car if it’s
damaged in an accident with another vehicle or object. If you’re leasing or financing your vehicle,
collision and comprehensive coverage are usually required by your lender. If your car is paid off, though, you may be
able to drop one or both coverages from your car insurance policy to help save on premiums. Many insurance companies offer good-grade
benefits to students up to age 25. Now that you know your options, talk to your
agent. He or she can answer questions about your
car insurance options and help you adjust your coverage.

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