Car Insurance Deductibles | @AmFam®


[MUSIC PLAYING] Let’s talk about deductibles. What are they and
why do they matter? Your car insurance is designed
to protect you financially if you get in an accident. But before your
insurance kicks in to pay for the cover
damages, you’ll have to pay a
portion of the loss. This out-of-pocket amount
is called a deductible. The dollar amount
of your deductible varies, based on the policy
you and your American Family Insurance agent select together. But all deductibles
work the same. You are responsible for a
pre-specified amount of money upfront, and then any covered
costs above and beyond that are reimbursed
by your insurance. Accidents happen. And when they do,
we’ll be here to help you every step of the way. Want to learn more about
how deductibles work or what deductible
amount is right for you? Your American Family
agent is happy to help.

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