Debunking Auto Insurance Myths | Auto Repair | Rohnert Park, CA


it seems whenever you turn on the
television there’s always a commercial telling you about
car insurance from Geiko’s gecko to Flo the
Progressive lady we are constantly bombarded with ads
offering lower rates better service ex-senator a pic cetera this year volume
along would suggest that car insurance is one of the most important things we need to buy however even though we’re inundated with information about the
service there are still some lingering mess surrounding it as a result you covered
may not be as comprehensive as you think it is or there may be
factories you’re considering that are trillion
issue as an example red cars equal pricey insurance watch out any car shoppers everybody
knows that red cars cost more to insure than other possibly less flashy cars this method is
also lumped into the stereotype that police will pull over red cars more
often than other colors due to its higher visibility however
when it comes to insurance your carrier only cares about other
factors namely mileage age in vehicle type full coverage for a
new car if a collision total jerk are you may
think that full coverage will get you a brand new vehicle however most insurers will only paid to
get you back into a similar car as you already had so if you told in 86
dioxin then you’re only gonna get back into
something equivalent traffic tickets equals higher rates this
isn’t necessarily true for your insurance company the find out about
your driving record including tickets they have to purchase
a motor vehicle record from the state if you had a carrier for
a long time they most likely are looking at your
driving record that often only when you get into an
accident typically insurers run this when somebody signs up for a
new policy so you’re speeding ticket may go
unnoticed credit scores don’t reflect your actual
rates not sure how this mess started as it’s
one of the major factors and insurance companies
look at when determining your rate and less you happen to live in
California Massachusetts or why turning 25 equals lower rates this depends on a variety of factors and
sometimes turning this age can lead to discounts however typical insurers only look at
the number above years being a licensed driver that’s if
you get your first license at 24 your rates won’t automatically go down
one year later long-term plan equals lower rates for
the most part if you have a policy with an insurer for a long time with no major
accidents or citations then you will receive discounts however
this certainly isn’t a given it depends on a carrier
your policy an rate fluctuations whenever it comes
to something like insurance it’s best to consult your agent and find out what exactly is going
on it’s best to do this before you get into
a major accident so they’re are any surprises when it comes time to
repair or replace your vehicle each carrier has their own policies and
procedures so it’s important to find out what their
offer is specifically besides that nothing
else there always other good carriers out there to
go to at least according to the TV

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